Specialty Insurance
We have a wide range of speciality insurance policies. Call us to discuss your next policy with us.
Vacation Property
You can choose customizable coverage for your seasonal or vacation home even if you don’t insure your primary residence with Farmers.
Collectible Auto Insurance
Whatever your automotive passion, you can protect your collectible vehicle — and your investment in it. Let us help you choose the right policy.
Ride Share
If you are driving with a rideshare company and using your personal car for your work, this may create an unexpected gap in auto coverage.
Motorcycle Insurance
You know a motorcycle has unique risks. Your agent understands and can show you customizable coverage options.
Boat & Watercraft
Boats and personal watercraft are big purchases, but if you love being on the water, you know they’re worth it.
RV & Motorhome Insurance
RV insurance policies cover direct and accidental physical damage to a motor home, including accessories
Speak With An Agent
It does not cost more to have an agent, so why not get the help of an expert when purchasing insurance?
File A Claim
When you need to file a claim you can call us, and we can walk you through the process and help you with any questions.
Manage Your Policies
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Are You Thinking About Getting Specialty Insurance?
It would be nice if nothing bad ever happened, but that’s not life. Since you can’t prevent unfortunate events from occurring, the best thing to do is to be prepared.
Even if you never have to use your specialty insurance, peace of mind is everything. You’ll sleep better at night knowing you are covered and your family is protected.
Our goal is to be there for you during the good times and the bad. We look forward to partnering with you soon!
When loss or tragedy strikes, we want to be here to help you bounce back.
What Is Specialty Insurance?
The definition of specialty insurance is described in its name.
Okay, that sounds like a vague answer, but it’s an accurate definition! It’s the type of insurance that covers items that are unique or destroyed by unusual events.
Essentially, any property or asset that’s of value should be insured. Even cell phones and electronics have coverage plans nowadays because they’re considered valuable.
Plus, if something happens to those possessions, there’s a plan in place to help replace them.
Well, that concept applies to specialty items as well. It’s good to have coverage on your health, home, and car… but what about the other things you’ve worked hard for?
What Is Specialty Insurance And Why Is It Important?
When most people think of insurance, covering costly items like homes and cars comes to mind. However, there is an array of valuables that also require coverage.
Not to mention, an unexpected occurrence can jeopardize your assets by being damaged at any time.
Luckily, specialty insurance helps to safeguard precious commodities. No one likes to lose something that’s meaningful to them, but unfortunately, it happens.
Items that hold sentimental value can never truly be replaced.
However, it’s comforting to know there are provisions in place in case something goes wrong.
Marine Insurance
Take a boat, for example, not everyone owns one, but it’s a costly item that’s prone to damage due to an accident or natural disaster.
Therefore, boat owners benefit greatly from having marine insurance on their watercraft.
Business Insurance
Businesses are an essential part of the economy and require the type of insurance that can help them recover as much as possible.
Office buildings and other commercial locations take a huge hit when they suffer loss, so having specialty insurance is essential. Not only is the corporation impacted when something happens, but the employees are too.
Therefore, the quicker things can get corrected, the better it is for everyone.
Umbrella/Excess Liability Insurance
There are times when things happen in life that out of your control. Although you might not expect certain events to happen, it’s good to be prepared just in case.
Luckily, umbrella insurance covers claims that extend past your standard policy for home, auto, and marine coverage.
Auto Insurance
You might be thinking, what’s so special about auto insurance? Well, we’re glad you asked.
Those who have classic cars often have more of an interest in their cars’ protection. Not only is their vehicle rare, but they usually invest lots of money into them.
Imagine spending time remolding an old vehicle and spending lots of cash on it; wouldn’t you want it protected?
Not to mention, it’s not as easy to replace a classic car as it is a modern one. Therefore, it’s necessary to have the proper amount of specialty vehicle insurance.
The same thing goes for exotic automobiles, too. When it comes to high-priced cars like Ferrari’s and Porsche’s, a standard policy won’t cut it!
Flood Insurance
Sadly, most standard insurance policies don’t cover flood damage and separate flood coverage is needed.
Flooding is one of the primary reasons for the destruction of homes; which could destroy the structure, plumbing, electrical outlets, and more.
It takes a lot to regroup after severe damage occurs, so specialty insurance is necessary.
Get Free Consultation
With Over 15 Years Of Experience
As your local Farmers® agent in Centennial, CO, I help customers like you identify the insurance coverage that best fits your needs. We are an award-winning agency having worked at Farmers since 2007. We have the knowledge and experience to help you navigate your commercial insurance and personal lines needs.
Client Testimonials
“Richard and his staff are always going the extra mile. Very easy to deal with. and personalized service which is what i like. Highly recommended.”
“I appreciate Richard helping my son & I navigate some complex insurance questions during a stressful time. Very responsive, and made a complex issue easy to understand.”
“We had been with Richard for over 15 years and he and his awesome staff have helped us through several issues along the way. Had to change due to relocation.”
